Minimising your personal tax liability
No one wishes to pay more tax than is necessary and good tax planning is an essential component in personal financial planning. Everyone’s situation is… Read More »Minimising your personal tax liability
Wealth Management
New university tuition fees come into force
September 2012 ushers in a new era for university tuition fees, with some establishments able to charge up to £9,000 a year – almost a… Read More »New university tuition fees come into force
Estate planning
That you should leave something behind for loved ones is a gratifying thought, whatever the size of your estate. Why is estate planning important? If… Read More »Estate planning
Trusts in inheritance tax planning
Trusts can play an important role in inheritance tax planning, but the circumstances must be right. We take a look at the various available trusts,… Read More »Trusts in inheritance tax planning
Are you in line to receive an early tax refund – or bill – from HMRC?
HMRC’s annual automatic review, or ‘reconciliation process’, which calculates whether individuals have paid the correct amount of tax through its Pay As You Earn (PAYE)… Read More »Are you in line to receive an early tax refund – or bill – from HMRC?
Inheritance tax planning and donating to charity
Currently, HMRC taxes any assets or estates passed on through inheritance at 40 per cent once they reach the inheritance tax threshold of £325,000. It… Read More »Inheritance tax planning and donating to charity
Increased ISA allowances
New allowances for Individual Savings Accounts (ISAs) – which offer tax-free returns on investments – have now come into force. For the 2012/13 tax year,… Read More »Increased ISA allowances
You don’t have a Will? –Don’t die intestate
Intestacy is the consequence of dying without a Will. Various surveys indicate that about two-thirds of adults fail to make a Will. Even those who… Read More »You don’t have a Will? –Don’t die intestate
Seed Enterprise Investment Scheme (SEIS)
The Seed Enterprise Investment Scheme (SEIS) is designed to help small, early stage companies to raise equity finance by offering a range of tax reliefs… Read More »Seed Enterprise Investment Scheme (SEIS)
Budget 2012: your money highlights
Budget 2012 included a series of announcements that could affect your finances. Highlights included: The personal allowance will increase to £9,205 in April 2013, putting… Read More »Budget 2012: your money highlights