{"id":2423,"date":"2016-04-14T14:43:06","date_gmt":"2016-04-14T14:43:06","guid":{"rendered":"http:\/\/my-brains.co.uk\/jackross\/?p=2423"},"modified":"2016-04-14T14:43:06","modified_gmt":"2016-04-14T14:43:06","slug":"150000-secure-home-ownership-help-buy","status":"publish","type":"post","link":"https:\/\/my-brains.co.uk\/jackross\/150000-secure-home-ownership-help-buy\/","title":{"rendered":"150,000 secure home ownership from Help to Buy"},"content":{"rendered":"

More than 150,000 people have bought a home using the Help to Buy Scheme since its launch in 2013.<\/strong><\/p>\n

The mortgage guarantee scheme, which allows lenders to buy a guarantee on mortgage loans, has proved popular with first-time buyers. The Treasury reports that 79% of mortgage completions through the mortgage guarantee scheme were people buying their first home.<\/p>\n

Help to Buy ISAs have also provided a boost to those hoping to get on the property ladder. Chancellor George Osborne said that the scheme has already helped 250,000 first-time buyers save for their first property since it was launched in December 2015.<\/p>\n

Help to Buy ISA<\/h4>\n

Help to Buy ISAs allow prospective first-time buyers to save up to \u00a3200 per month. A lump sum of \u00a31,000 can be deposited in the first month of setting up an account. If you have savings between \u00a31,600 and \u00a312,000, the government will provide a 25% bonus (up to \u00a33,000) if you use the funds towards a mortgage deposit. You must be 16 or over and planning to purchase a home to apply for the scheme. From April 2017, you can transfer your savings from a Help to Buy ISA into a lifetime ISA.<\/p>\n

Contact us to talk about your personal finances.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

More than 150,000 people have bought a home using the Help to Buy Scheme since its launch in 2013. The mortgage guarantee scheme, which allows lenders to buy a guarantee on mortgage loans, has proved popular with first-time buyers. The Treasury reports that 79% of mortgage completions through the mortgage guarantee scheme were people buying… Read More »150,000 secure home ownership from Help to Buy<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":""},"categories":[3],"tags":[],"yoast_head":"\n150,000 secure home ownership from Help to Buy - Manchester Chartered Accountants<\/title>\n<meta name=\"description\" content=\"More than 150,000 people have bought a home using the Help to Buy Scheme since its launch in 2013. 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