{"id":978,"date":"2014-04-23T12:09:01","date_gmt":"2014-04-23T12:09:01","guid":{"rendered":"http:\/\/my-brains.co.uk\/jackross\/blog\/?p=978"},"modified":"2014-04-23T12:09:01","modified_gmt":"2014-04-23T12:09:01","slug":"lenders-predict-early-end-for-help-to-buy","status":"publish","type":"post","link":"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/","title":{"rendered":"Lenders predict early end for Help to Buy"},"content":{"rendered":"<p>Almost half of mortgage lenders (46 per cent) think the mortgage guarantee part of the Government&#8217;s Help to Buy Scheme will be withdrawn ahead of schedule, a survey by the Intermediary Mortgage Lenders Association (IMLA) has found.<\/p>\n<p>Lenders identified the greatest threats to the success of the scheme as:<\/p>\n<ul>\n<li>artificially-inflated house prices (69 per cent)<\/li>\n<li>unattractive mortgage product costs (39 per cent)<\/li>\n<li>lack of lender support (39 per cent)<\/li>\n<li>over-reliance on Government support (39 per cent).<\/li>\n<\/ul>\n<p>Peter Williams, executive director at the IMLA, said:<\/p>\n<p>&#8220;These findings throw the spotlight on crucial policy decisions that must be thought through to safeguard the recovery in mortgage lending and house building.<\/p>\n<p>&#8220;Whether or not the scheme runs its full course is less important than making sure we have a self-sustaining market in place going forward. The evidence suggests that we have an entrenched mortgage market recovery which can survive its withdrawal.&#8221;<\/p>\n<p>A separate study by the Royal Institution of Chartered Surveyors (RICS) revealed that in February 2014, buyers increased at their slowest rate since March 2013.<\/p>\n<p>RICS attributed this slowdown to the initial surge in demand, which was driven by a more accessible housing market, levelling off.<\/p>\n<p>Simon Rubinsohn, chief economist at RICS, said that the real issue affecting the housing market is the lack of new homes:<\/p>\n<p>&#8220;Supply is simply not enough to satisfy demand. As a result, prices are likely to continue to move higher making it ever harder for people to take an initial step onto the property ladder.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Almost half of mortgage lenders (46 per cent) think the mortgage guarantee part of the Government&#8217;s Help to Buy Scheme will be withdrawn ahead of schedule, a survey by the Intermediary Mortgage Lenders Association (IMLA) has found. Lenders identified the greatest threats to the success of the scheme as: artificially-inflated house prices (69 per cent)&hellip;&nbsp;<a href=\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Lenders predict early end for Help to Buy<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":""},"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lenders predict early end for Help to Buy - Manchester Chartered Accountants<\/title>\n<meta name=\"description\" content=\"Almost half of mortgage lenders (46 per cent) think the mortgage guarantee part of the Government&#039;s Help to Buy Scheme will be withdrawn ahead of\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lenders predict early end for Help to Buy - Manchester Chartered Accountants\" \/>\n<meta property=\"og:description\" content=\"Almost half of mortgage lenders (46 per cent) think the mortgage guarantee part of the Government&#039;s Help to Buy Scheme will be withdrawn ahead of\" \/>\n<meta property=\"og:url\" content=\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/\" \/>\n<meta property=\"og:site_name\" content=\"Manchester Chartered Accountants\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/jackrosstax\" \/>\n<meta property=\"article:published_time\" content=\"2014-04-23T12:09:01+00:00\" \/>\n<meta name=\"author\" content=\"Jack Ross\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jack Ross\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/\"},\"author\":{\"name\":\"Jack Ross\",\"@id\":\"http:\/\/my-brains.co.uk\/jackross\/#\/schema\/person\/d65ae99f63f346e53c611cb62a38c818\"},\"headline\":\"Lenders predict early end for Help to Buy\",\"datePublished\":\"2014-04-23T12:09:01+00:00\",\"dateModified\":\"2014-04-23T12:09:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/\"},\"wordCount\":251,\"publisher\":{\"@id\":\"http:\/\/my-brains.co.uk\/jackross\/#organization\"},\"articleSection\":[\"Economy\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/\",\"url\":\"https:\/\/my-brains.co.uk\/jackross\/lenders-predict-early-end-for-help-to-buy\/\",\"name\":\"Lenders predict early end for Help to Buy - 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